Who Is Splitit?

Splitit is the world's largest card-linked installment provider

Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Installments-as-a-Service platform. We solve the challenges businesses face with legacy BNPL while unlocking BNPL at the point of sale for card networks, issuers and acquirers, all through a single network API.

Empowering the entire payments value-chain.

Why Does Splitit Exist?

Splitit's Unique Capabilities Enable

High-Value Shoppers

On average consumers have $35K available to spend on their credit cards.

Highly responsible

Consumers use their existing credit. No applications and no new loans!

Merchant-centric

White-label installments — Merchants control their customer journey and data.

Higher AOV

Splitit Shoppers spend 3.1x higher than BNPL, with an AOV over $1,100.

More conversion

Splitit converts more shoppers with an average approval rate of 85+%.

Greater loyalty

A seamless customer experience that encourages 24%+ repeat purchases.