📄️ Introduction
Splitit's Text-to-Pay API allows merchants to send shoppers a secure payment link via SMS or email, enabling them to complete installment payments on their own device. It ’s ideal for call centers, in-person retail without POS hardware, and service-based businesses, offering a flexible, PCI-compliant way to collect payments remotely or on-the-go.
📄️ Get Splitit Token
Authenticate using your *client_id* and *client_secret* from your [merchant hub](https://hub.sandbox.splitit.com).
📄️ Create Plans by Text/Email
Creates one or more installment plans based on shopper and payment data.
📄️ Cancel Installment Plans
Cancels an existing installment plan and stops all future payment processing.