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6Cart, Mini-Cart and Checkout

At this stage, the message should move from product-level affordability to the shopper's actual order total and make the payment option easy to select.

Cart and Mini-Cart

Display monthly payment messaging directly below the cart subtotal or order total. Where a mini-cart or cart drawer is used, surface a concise monthly amount before the shopper enters checkout.

Order total: $1,290
Or $107.50/month for 12 months with [Merchant Name] Pay.
Eligible plans may offer 0% APR.  |  Learn More

Mini-cart example: Pay as low as $XX/month with [Merchant Name] Pay.

Checkout Payment Method

Present the merchant-branded option prominently among payment methods. Where the platform allows, use the same name introduced on the product page and avoid hiding it behind a generic “other payment methods” label.

PAYMENT METHOD LABELSUPPORTING LINEBENEFIT REMINDER
[Merchant Name] PayPay in monthly installments using your existing credit card.No separate credit application required. Eligible plans may offer 0% APR.

Checkout Priorities

  • Maintain the same name and benefit language used on the PDP and cart.
  • Keep the label short enough to display cleanly on mobile.
  • Use a brief supporting line rather than a long explanation.
  • Make the selected plan and payment schedule easy to review before confirmation.
DYNAMIC LABEL PRIORITY

Where supported, configure the checkout payment method text to match the merchant's approved white-label name. This is one of the most important controls for a native experience.